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13 Wisteria Way

13 Wisteria Way, Palmyra, VA 22963
Property in Fluvanna
Sold Jan 04, 2013
$176,000
$140,800 by Wells Fargo Bank Na
Mortgage Due Feb 01, 2043
Local assessors in Palmyra, VA have categorized 13 Wisteria Way as a residential type of property. The home was built in 1992 and is 32 years old. The property's lot size has been calculated to be 17,990 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 13 Wisteria Way has a total of 1,754 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a carport for those who need a place to park their vehicle. The garage on the property is 560 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a gable style roof that was made of composition shingle. Lots of wood were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a heat pump is the primary heating source and it is being fueled with electricity. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 13 Wisteria Way was last sold in Dec 12, 2012 for $176,000. According to our calculations, that's $100.34 per sqft. Current property owners are expected to pay $2,474 in taxes per year. The property on 13 Wisteria Way was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $293,100. To break that down further, the land itself was valued at $30,000. While improvements to the property were assessed at a total of $263,100. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1992
  • Effective Year Built: 1992
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Exterior Walls Type: Wood
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Garage Type: Carport
  • Garage Square Area: 560
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 17,990
  • Total Building Area: 1,754
  • Building Area: 1,754
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Heat pump
  • Heated Square Feet: 1,754
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: KNOLLWOOD LAKE MONTICELLO
  • Land Acres: 0.413
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Miscellaneous (general)
  • Legal Description 1: DB 937-334 KNOLLWOOD-9 LOT 302 17,987 SF

Ownership

  • Current Owner : KING THOMAS M
  • Current Owner 2: KING DEBRA L
  • Previous Owner : GORDON EMILY RUTH
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Family Trust
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Fluvanna County Public Schools
  • Census Tract: 020103

Zoning

  • Zoning: R-4

Geography

  • Account Number: 8886
  • District: 05
  • Parcel: 18A 9 302
  • Block: 30
  • Municipality: LAKE MONTICELLO
  • Latitude: 37.9118
  • Longitude: -78.3225

    Address

  • Full Address: 13 Wisteria Way
  • Address - House Number: 13
  • Address - Street Name: Wisteria
  • Address - Suffix Type: Way
  • State: VA
  • City Name: Palmyra
  • Carrier Code: R006
  • 4-Digit Zip Code: 2410
  • Zip Code: 22963

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,474

    Appraisal Valuation

  • Standard Deviation: 0.2129
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 71
  • Final Value: 351,358
  • High Value: 426,179
  • Low Value: 276,538

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $200,800
  • First Open Lien Mortgage Lender: WELLS FARGO BANK NA
  • First Open Lien Mortgage Recording Date: Jan 04, 2013
  • First Open Lien Mortgage Loan Amount: $140,800
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2043
  • Second Open Lien Mortgage Lender: WELLS FARGO BANK
  • Second Open Lien Mortgage Recording Date: Mar 21, 2019
  • Second Open Lien Mortgage Financing Type: Fixed Rate
  • Second Open Lien Mortgage Loan Amount: $60,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Apr 05, 2049

    Market Valuation

  • Market Total Value: $293,100
  • Market Land Value: $30,000
  • Market Improvement Value: $263,100

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $293,100
  • Assessed Land Value: $30,000
  • Assessed Improvements Value: $263,100

    Sales

  • Current Sale Contract Date: Dec 12, 2012
  • Current Sale Recording Date: Jan 04, 2013
  • Current Sale Transaction ID: 1095531299
  • Current Sale Price: $176,000
  • Current Sale Document Type: Bargain and Sale Deed
  • Current Sale Input Document Number: 1300054

    Last Sale Mortgage

  • First Mortgage Lender: WELLS FARGO BANK NA
  • First Mortgage Transaction Date: Jan 04, 2013
  • First Mortgage Loan Amount: $140,800
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Feb 01, 2043

About Lake Monticello



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Frequently Asked Questions

What neighborhood is 13 Wisteria Way located in?
The 13 Wisteria Way is a located in the neighborhood of Fluvanna in Lake Monticello, Palmyra.
What is the average sales price for listings in 13 Wisteria Way?
The average sales price for units in 13 Wisteria Way is $0 currently.

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